Foreign Purchasers and Investors

At People Capital Finance, we have a deep understanding of the unique challenges and opportunities they face. From navigating U.S. lending regulations to structuring loans without domestic credit or income, we know how to make cross-border financing work smoothly. Our team is well-versed in the foreign investment market and offers tailored guidance every step of the way—whether you're purchasing a vacation home, investment property, or expanding your international portfolio. With us, foreign buyers gain a trusted partner who speaks the language of global investing. 

• Available for investment properties: long term rental, short term, Condo-hotels, Condominiums

• Available for 1-4 unit properties

• Income verification letter from employer or accountant accepted or Investor Cash Flow (DSCR)

• No tax returns required

• Foreign credit report allowed

• Competitive rates

• Fast funding times

• Up to 25% down payment for purchases

• Up to 70% loan to value for refinance

• Cash out up to $500,000

• Cash out may count towards reserves for LTV up to 60%

• Various Visa types accepted